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It's that easy CC? lol

Yep. It really is that easy. How much you save - particularly early in your career - is far more important that how you invest those savings. Well, assuming you invest a significant portion of your savings into equities.

You could easily do far worse than adding a grand or two to an S&P 500 index fund every month. And the index fund involves very little effort.

I freely admit that it's possible to do somewhat better by selecting your own investments. But doing so will not make or break your retirement. It's the regular savings habit which will accomplish that.


PS - I can't believe I just agreed with CC. (Yes, I know she meant it sarcastically, but I'm agreeing with it on face value.) I think I need to go wash my hands.
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