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It's the direct regular deductions from your paycheck that I'm interested in. Do depositors have to continue to follow some sort of automatic,regular, deposit requirement with ING or could a depositor just deposit money when and if you wanted to?

You can set up deposits whenever you like.

You might also want to consider Emigrant and Capital One which offer similar accounts with similar features but at higher interest rates (currently 3.25% and 3.05% respectively).

--B+C
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