No. of Recommendations: 0
I've been a big proponent of Debit Cards, but after reading some of the horror stories here, I'm having second thoughts. My AMEX Optima card is linked to my checking account, so I can transfer money directly between the two. I'm thinking about taking out another AMEX for personal expenses, and using it instead of the debit card. As I make charges during the month, I can simply transfer money from my checking account to the card using the AMEX Web site.

What do you all think?

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