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I've never spent money on that and have seen a lot of titles with lien releases on them and some with a lot of signed transfers that hadn't been processed. As long as the lienholder correctly signed their release of lien on the titles and you don't lose the titles, you should be good to go. If you should lose the titles, it can be somewhat more difficult to get a clear replacement. Still, most lien releases I've seen aren't even notarized and, in Illinois, neither are vehicle title transfers... just sayin'.
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