No. of Recommendations: 68
I've paid into, that, given the trend of society's ideology, a majority would deem I "don't deserve".

You cannot receive from it if you have not paid in to it. 40 quarters: 10 years contributions mandatory to receive any benefit (assuming you were born after 1929, which I'm going to assume here for the sake of sanity.)

Besides, in my planning, I generally count on those things that are under my control, i.e., my IRA, my 401k, my brokerage accounts. Not some government "lockbox".

The odds are in favor of the government lockbox over any stock or brokerage account you have. You need only look at the most recent financial debacle, the worst in almost a century, when stock holdings were reduced by 50%, while Social Security benefits were reduced by, well, nothing. So while GE divided holders were watching their income slashed, while people living from their portfolios were suddenly shocked at how little they had, those Social Security checks kept coming - at 100% par.

I understand that your politics puts you in the "if government does it it must be bad" camp, but the reality is that you are far more at risk from almost everything except Social Security. Your bank and CD monies are safe only because of a government program (FDIC), your annuities are backed by state guarantees, and regulations keep your stock broker from playing with your funds unless you say he can. Nearly everything that is really safe, including Social Security, is because of the government, not in spite of it.
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