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I have an annuity account with Jefferson National. I would like to add some diversity to my portfolio by adding investments in foreign markets. One of the available funds is Janus Aspen International Growth fund. It was established in 1997 as an international large-cap growth fund. According to the most recent annual report (2006), the fund has averaged 15.4% annualized return since inception 10 years ago. After reading the most recent annual report and prospectus, I am very inclined to put a portion (maybe 30%) of my funds in the account.

I would appreciate any positive or negative comments if you have had experience with this fund.

Thank you and happy New Year.

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