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Jean David wrote?
>I am really surprised by the timidity of people (are >they so easily swayed by portfolio allocators?).

Lol, yep, specially if they have to deal with it and dont know how, and so use some software as a starting point.

I will spare you the details, and remember as of November of last year I did not know my net worth plus or minus like 20 % and was deciding stuff left and right (and shame on me cause I should have been better prepared, but there is always denial, it cant happen to me).

Anyway in the beginning of my latest career, (finanial planner for myself), these allocators were a tool I used.

Give me time and I will get smarter, (they say the expensive lessons are the ones you really learn from) and I am sure will adjust my allocation.

That is why I am glad they provided this folder so us folks that are having to deal with the disbursement period of our lives can share out thoughts.

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