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In your original post you wrote: I am going to open a Roth IRA for each of us, I plan on putting 3K in each account once each year.

In your third post you wrote: I thought it said 10K per fund, I was planning on investing 1.5K in two funds, thus the 7 years. I very well may have not understood what I was reading.

According to your first post, you plan on contributing $6K between both RIRAs, but in your third post you indicate that you plan on contributing $3K between both RIRAs. Like Yobria, I was confused about the ten years in your first post.

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