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Your approach to longterm care is refreshing. I don't
know if you are truly cynical; realistic might be a better word. I'm a widow with fairly good financial
resources, and I am not buying long term care and I am
going to spend as much as I can, leaving something to bribe my kids to take care of me if and when I need
help that I can no longer afford. My mother is 93
and living in a retirement community where she has
full care benefits should she need them. I may follow
in her footsteps and do the same when I get tired of
travelling, skiing, scuba diving, etc. and want to
settle down to a more quiet, contemplative life.

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