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Jenfurlink,

Firstly, welcome to the Motley Fool!

Let's start with CAPS. Caps is a website that you can come visit, CAPS.fool.com, and find better stocks. The purpose of CAPS is to help investors pick better stocks. It's also a like a game/ratings system for the players.

Here's where you can learn a whole lot more about CAPS. http://caps.fool.com/Help.aspx?source=ifltnvsnv0000001

MARGIN - is borrowing from your broker in an account that allows investing on margin. Learn more here: http://wiki.fool.com/Margin_account

I suggest if you haven't been to the 13 Steps to Investing Foolishly yet, start there!
http://www.fool.com/how-to-invest/thirteen-steps/index.aspx?...

Fool On!
TMFHunzi
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