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Jim,

If your Dr. gave you advice you found questionable, you would check with another Dr. to confirm the diagnosis. In this case, you might want to invest a little money talking with another finncial advisor.

I am curious as to why your advisor thinks a Roth IRA would prevent having all your money working for you. Ask her what other alternatives she can suggest. Ask her how making money tax-free in a Roth impacts these approach(es). After all, almost everything you can do outside a Roth IRA, you can do inside.

GP
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