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Jim ---

Not much help I can offer, but I went through this myself some years back. I wasn't in any kind of retirement position, but my employer (who had been acquired) offered a -much- more generous severance package than we knew would be offered by the new employer, so people were basically *hoping* to get downsized (other stuff involved, long story).

Sorry I can't be of any help in your decision, but I just wanted to wish you luck, and to tell you you certainly aren't alone in this -- it's happened to plenty of us!

Good luck!
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