No. of Recommendations: 3

* thanks to Obamacare rules, my individually bought HSA plan is grandfathered in. However, I can not change one single thing about my plan. I couldn't even INCREASE my deductible or out of pocket expense limits if I wanted to to be able to decrease my premiums. FYI, if I were to drop my existing policy and get a fairly equivocal one via Obamacare, my premiums would double.

Since I'm here and looking around for a board that isn't focused on ...

... heard an interesting story on Canuck business news this morning. A guy bought a tube of prescription cream for C$35 in Canada. A few months later he bought one in California for US$95 (copay), his insurance company was charged over US$2000 by the drug company. How could this possibly be justified and it is no wonder the insurance rates are so high?

Tim <this may not be the one>
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