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I have been in a 401K for the past 3 years with my last employer. Now I have a new employer and they use a different company which has different funds. I invest 50-50 split between to the most highest risk US stock funds. I'm going to transfer over or roll these funds over to my new plan. Should I diversify these funds into a balanced fund? or should I invest these lump sums into similar asset classes which I had before. I heard that you should never invest a lump sum into one asset class, this violates Dollar Cost Averaging. The amount is about $5,000. Is this an amount that would be insignificant in my decision.

Individuals change employers and plans every 2-5 years so this must be a question to many on what to do when you change.
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