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John is absolutely right, as I have posted the same question on the Retirement board. TMF Pixy has pointed out that the Roth enables you to open a self-directed Roth IRA, which will allow you to invest in individual stocks as opposed to the annuities or mutual funds inside 403b's. Everything I have read suggests that unless you receive matching funds inside of the 403b, you are best going with the Roth first. However, as others have pointed out there are a number of factors involved.

In other news, I recently saw an article that mentioned the possibility of capping contributions to an IRA at $5K as opposed to the current $2K. I am excited at the possibility.

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