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Jon11 writes:

The only major thing I would do differently would be to have a better understanding of personel financial situation as to how my lump sum pension would be invested and all options available.

I agree. I attended an investment seminar sponsored by my employer before I retired and got hooked by a Wise financial planner, who convinced me investing is too complex for an untrained individual.
Since finding the Fool, I've changed my mind and am opening my own brokerage account and will be moving out of the loaded, overpriced, under-performing mutual funds I'm currently in.

Study, study, study. Read the thirteen steps and do it yourself.

- getting more Foolish every day.
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