Message Font: Serif | Sans-Serif
No. of Recommendations: 0
Just before I got on Medicare this month, insurance for both of us (spouse aged 64) was $1177. I hope you've got really small copays and deductibles for what you're paying.

It's amazing to me how different things are from state to state. In NC, my wife and I each pay about $10K in basic premiums to Blue Cross, and we each have a $2.5K deductible and a $2K co-insurance. With my current heart issues, I covered the deductible and co-insurance within the first few months of the year, then I had co-pays for drugs and office visits. My wife had a good year, so she only paid her base premium plus some drug and office visit co-pays. Bottom line: Regardless of the Part B premiums, I'm happy as a clam about being on Medicare, so long as they continue to cover treatment for my heart issues, which could include a transplant at some point in time. If they exclude these types of expensive procedures, then I hope they at least allow private insurance to fill in the gap. As it is, Medigap only pays if the underlying procedure is an authorized Medicare procedure. Times are a changing, so I guess we'll all have to learn on the fly.
Print the post  


When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.