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Just for fun, plug your data into a life expectancy calculator- you might be surprised by the number. Obviously, just a guestimate, but it might help you realize that you aren't destined to check out at 72.

The most interesting thing with this calculator was that it pushed annuities for both DH and I, given how long they say we are going to live. I played with some of the questions and still got 93 for both of us, even after checking off "diabetic."

I wouldn't bet on this calculator.

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