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Just found out they pay ZERO interest on account balances.

So, opening an account with just $10k will effectively cost $15k wire fee (pcbanker) and forgone interest at 3%.....$25 per month in lost interest. Assuming one keeps $10k in extra funds, it would cost $300 per year. Thats THIRTY trades a year at $10 each.

They REALLY need to offer ACH !!

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