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No. of Recommendations: 3
Just pay your balance in full each month and you won't care what the interest rate is.

That, BTW, is how credit cards originally were intended to work. They were a convenience for business travelers so they didn't have to carry large amounts of cash. You were expected to pay the full balance each month. Only later did credit cards become a means to make unsecured loans and earn high interest rates for banks. Even then, in the beginning, the banks' main income was from the merchant discount fees. Not their fault that consumers have no willpower when it comes to spending money they don't have.
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