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Just returned from another of those "free steak dinner" seminars; the guy advocates a propriety fund with a 2.75% annual (plus his own 1% override), non-traded REITS (similar fee structure) and annuities. I mean, geeze, he's almost at 4% out of the box! Gotta pay for those steaks somehow, I guess. ;)

I've received a lot of those invitations. But I've always thrown them away. I always supposed that they took your contact information and then harassed you like crazy. I really don't want to get on their email or phone list. But is it actually safe to attend these things? (I mean, safe as long you don't buy what they're selling)

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