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Just thinking out loud... how different is "greed" from "stubbornness"?
You've received excellent advice from multiple sources. And your conclusion is that if you just keep it simple and diversify and check yourself, you can avoid a fate that so many other folks succumbed to.

Good luck, Newbie! Let us know how it works out down the road.

Well, we all know how this movie ends.

This is the age of the internet, y'know. All anyone nees to do is read 2 books and 5 on-line magazine articles and you are an instant expert. ;-)
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