Message Font: Serif | Sans-Serif
No. of Recommendations: 0
Just to follow up, I called Schwab (who manages our 401(k)) and asked.

It turns out I left out an important detail. There's a lot of moving parts here. ;-) The plan also has a self-directed brokerage option where I can buy and sell individual securities, and I've been taking advantage of that (with the help of Stock Advisor and Rule Breakers).

The plan's mutual funds are tracked internally in two "buckets" for pre-tax vs. post-tax contributions and the gains that result from them. In the self-directed brokerage, the pre-tax and post-tax funds are co-mingled, so they keep track of the percentage of each as they flow in or out.

Thanks a bunch to both you and AJ! That was very helpful!

Print the post  


When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.