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Karen,

I've heard of things like this too but couldn't tell you excatly where to find what you're looking for.

Interestingly, I'm finding that group plans may be easier to come by for the self-employed than first originally thought. For example, many professional associations offer group plans of some sort. I'm also told alumni associations for major universities sometimes offer insurance but it's a crapshoot as to whether the plans offered will provide group benefits. Syracuse U. (one of my alma maters) only offers individual plans for alums.

There's also a start-up company called Working Today (http://www.workingtoday.com/) based in New York that you may want to look into. The company's sole purpose is to help the self-employed earn group benefits. I believe they are also forming a lobbying outfit.

Hope this helps!

Tim
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