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KATinChicagoland wrote:
<<...And it's virtually certain now that the 4-year spread on taxes from a Roth IRA conversion will be elective. The only way this won't happen is if the entire IRS restructuring bill goes down in flames, which is hard to imagine even though there are some disagreements between the House and Senate on some important particulars.>>

Am I to understand that there is no current law covering traditional-to-Roth transfers? That the law is still in the works and could change to anything that Congressional whimsy dictates? I guess the odds are against a significant change at this point, but if the law is not yet on the books then why should we count on it at all?

Me, pessimistic about the government? Why, yes. Yes I am. :-)

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