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Keep monitoring your accounts religiously and immediately report suspicious activity. That is the single most important thing a person can do to protect themselves from permanent monetary loss after an account of theirs has been compromised.

Our Discover card, which is the card we most use, lets us set alerts for all sorts of things. So, I've set a low transaction limit and also an alert if it is used for an internet purchase. A few more emails to disregard, but I check my email multiple times a day, so I'll find out about any significant fraud within a few hours. Beyond that, I'll go online and check all of my recent credit card transactions at least weekly. This does involve sometimes checking with my wife about a transaction or two.
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