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Ken,

You still out there?

I was just looking at past numbers on bond fund versus the supplemental TIAA-Traditional. Traditional wins on 5 and 10 year returns, as well as last couple of years. I was surprised at 5 years, because interest rates are still down from April '01, and Traditional went through a very low period over the last 3 years.

Makes me think bond fund only likely to win if you get in with chance of solid capital gain.
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