No. of Recommendations: 0
Kitces recommends that retirees hold enough money in a "bond tent" [another form of "lock box"] to get them through the first 10 or 15 years of retirement, then increase your stock allocation after that. But the standard 60% stock/40% bond portfolio already gives the retiree a 10 year "bond tent", so what's the difference?

https://www.investmentnews.com/article/20190516/FREE/1905199...




In the last two or so years, I've gotten more actionable ideas from Kitces than from any other source. By actionable, I mean:
-Things I can do something about
-That have some benefit to me (especially future me)
-Things I didn't know how to accomplish another way (or hadn't considered at all)
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