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Knowing that my wife was going to have surgery and wouldn't be able to drive, I saved up a bunch of vacation days. Also, this was an off year for the group I'm in where we fix up houses and build wheelchair ramps for the elderly and handicapped.

So, taking my wife to rehab or doctors' appointments, I have time to kill. I go to grab breakfast at little diners where the waitresses know the old peoples' names (and McD's once...bleah). When we get home, I have a couple hours to get something done, or check Email, or read, or even watch Netflix...whether I took the whole day off or a half day.

I really like living at my own pace, not dealing with work, and "trying on for size" what retirement would look like. My plan for "if you're too bored to really be retired" is to substitute teach, but I haven't gotten my feet wet with that yet. I have volunteered at a couple school things so I'm not unrealistic in expecting every high school student to be bright eyed and eager to absorb knowledge. I also think I'll want to expand my role in a couple volunteer organizations, and will have the time to do so.

I have a couple friends who were offered "a package" to sweeten early retirement, and we make a point of getting together every so often. I have yet to find a downside to ER, other than switching from portfolio accumulation to disbursement. But there's a point when you're 99% sure you "have enough," and next year I may be able to "pull the trigger."
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