No. of Recommendations: 0
krisandrich: "It is a good idea to over-fund these policies?? That is interesting.. I didn't know that! What else do you know about them?? We have already maxed out the 401(k)'s and the IRA's. Given this, do you think the variable life is a good deal? I still need tax strategies!"

You may want to peruse the Insurance Board here on TMF. These issues have been discussed alot. In particular, there is an older post from "FoolWAM" that is very thorough in outlining when these kinds of policies begin to make sense. You should be able to find it with a search.

Regards, JAFO
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