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Kudos to you Hedge for being the first to break the taboo and giving
at least some information about your ratio.. I mean you never know what to believe from all those articles and advice columns from Money magazine
to other personal finance anything shared amongst us mere 'regular folks' is helpful.. :-)

As I said earlier, I'm not planning to retire but to semi-retire
in a way that would still cut my income by more than half (and cut my hours by less than, but not much less than half..) so I don't have a number right now but I'm shooting for 20+ ..keeping in mind that I'm hoping to cover more than 50% of my living expenses (ideally 100% and thus breaking even, but I want to be realistic) when I do semi-retire.

Your candor already is very helpful in focusing discussion and sharing ideas...such as...maybe we can all share tips on how to best retire or how to best semi-retire when one's ratio is less than 25 or even less than strategies, strategies for which sources to tap first, etc..

Hopefully others will chime in too..

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