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Hi Guys. I am thinking this might be off topic, but it really is Living Below Your Means kind of stuff. If you think I should post it to some other board, please let me know.

We have a granddaughter who graduated from college this year. After wracking our brains on a good gift we could give her, we have almost decided to give her some stock. My question to you, is how to accomplish this simply. We have a couple goals -- 1.) that she not be able to immediately cash out the stock and take the money and run, and 2.) we want it to be simple.

We were thinking of telling her that we would be buying stock this coming year for ourselves, and every time we bought some for ourselves, we would buy some shares for her also. Then, I figured every time there was a stock buy (for us), we would let her know what stock and how many shares. We are not talking big numbers of shares -- maybe a total of $1000 in stock buys over the next 12 months for her shares.

Have any of you given small gifts of stock to the grand kids or kids? How did you do it? Any tips? Now, for any of you who are going to discuss the "tax consequences," or "inheritance strategies," etc., we just want some simple way for her to start watching her shares, and maybe start getting interested in the stock market. We are definitely not going to the trouble of opening her own investment account, etc. If all goes well, and there is some interest on her side, then maybe in a year, we will consider that. We just want a simple way now, to buy some small shares and have her be able to track them. Thanks for any suggestions.

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