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Would it be better for a 70 yr old woman who only drives around town and does not drive long distances to buy a new car, buy a 1-2 yr old used car, or lease?

What happens to a lease situation if someone passes away?
Are there any age limits on car leases?
In a situation where the person leasing the car incurs unpaid debt, can the creditor garnish the leased car?

Car insurance - is it included in a car lease agreement or is it a separate purchase? Will car insurance be more expensive for a leased car?
Lots to consider.
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