No. of Recommendations: 0
1. My recollection is that Master Card voluntarily limited the liability of Debit Cards to $50. Visa followed suit shortly thereafter. They did this "voluntarily" because a movement was underfoot to legilatively limit the liability.

2. If your dad has no estate, the creditors are likely to write off the debt. Make sure your mom is not on the cc accounts or they will go after her.

3. Transfer made with the intent to defraud creditors can be voided within 2yrs after the transfer (in most states) under the Uniform Fraudulent Transfers Act (or variation). Most, if not all, creditors won't go to the hassle though on small accounts.

With that said, only you can decide morally whether to do so.
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