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No. of Recommendations: 8
Let me know if you find planners that are better online.

I don't like that i-ORP as only optimizes based on the program's assumptions, like:
- House/business is sold at age 80
- Plan only to age 92, and that you don't want to leave anything
- 60/40 mix for asset allocation, rather than using your actual holdings
- Uses 'typical' returns, rather than letting you put in your expected rate of return

Additionally, it only has 1 place to enter 'other' illiquid assets like rental real estate, art/collectibles that you may plan on selling, etc.

I like Fidelity's "Full View" better. It's much more flexible and allows you to choose things like:
- assume 'one-time' changes like selling your house or buying a car
- how much of a legacy you want to leave
- how long you want to plan for
- what rate of return you expect
- that your spending may vary

AJ
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