No. of Recommendations: 2
Let's say grocery spending ends up being 160.00, would you leave the extra 13.72 in groceries? If you did then it added in the next month's budgeted amount, I might tend to over spend since I see the money is there and forget part of it was from the previous month. Does that make sense?

I don't use YNAB, but to me, I'd leave the leftover money in the grocery bucket even if that means that I spend it next month because I might find a big sale and stock up on something, and that is the sort of savings that lets me keep my grocery spending low.

I prefer flat budgeting over each month, which I think is how YNAB works but I'm not sure, where I set aside the same amount every month for a particular expense, but may not use it every month, so the money rolls over. For instance, if my car insurance is $1200 for the year, but it's due twice a year, then I need to be putting aside $100 each month, but that money just sits there until the bill comes due.
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