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Let's see. It's a given that by paying extra on my mortgage I pay it off early. It's not a given that by investing extra I will have a larger pot at the end of the rainbow.

Different people have different comfort levels for the risk/reward tradeoff. It is obvious that the frequent posters have polarized into two different camps: the "guaranteed return" from accelerating mortgage payments, and the potential of greater returns from investing over that same period of time.

Some decide one way with their money, some decide the other way, some do some of both. But having a board dedicated to that topic is unlikely to change anyone's mind.
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