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You wrote, My financial advisor said, take it in December, your money will get to grow all year. Then I forgot. ...

I don't take RMDs yet, but I use Google Calendar. For lots of things. I'm forgetful, so have it send me reminders to do things I scheduled, weeks, months or even years in advance. The reminders are either email or text message or both. And my phone actively reminds me about them too. Multiple times if necessary. And I can defer the notification to a later date on my phone in just a few seconds if I can't get to it that day.

People used to use wall calendars for this kind of thing. Online / phone calendars are even simpler and their reminders are more in-your-face.

I don't understand why people don't use them for what they were designed for...

- Joel
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