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Hi all,
Since I posted on this forum the last time, things have gone well for us. We got a release from the landfill poperty and bought another house that is perfect for us. Now we are looking to find a mortgage loan. I am a bit confused on what to get.

We will only be living at the said property for a maximum of 4 years. Getting a fixed rate will give us the option to rent it in case we have to. This house is in a very good location for a high-price rental so, it is a possibility. So, there is the question of ARM vs. fixed rate.

This is not a cheap home. So, putting down 20% will cost us a good chunk of money. With a 15 yr fixed loan, 20% down I get a 2.5% rate which seems pretty good to me. I am not sure if we should let that much money sit in the equity. I will have to take money out of the stock market to put down 20%. I have the cash for 10%.

Any ideas?
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