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OK I found these 4 companies on the web, and they were in a comparison table, of course it did not show up well in this post, but my point is I don't even know enough to kow which company is a good company or not and if I am truly getting a good deal or not.

I know that I need to do something....and the more I do "something" the more information I find that leaves me confused!!! LOL But...I trudge on.

The thought of me at 60 on a history dig in Montana or working as a part time missionary keeps me searching for a way to be able to do these things.

*** I know what I fund or DRIP - about $100 minimual investment, with $50 a month investment, with no or low account fees and decent returns. Is that a pipe dream??? :-)

Sunshine! :-)





Account Minimum Information
Cash Account $2,000 / No minimum / $1,000 / $2,500

Margin Account $2,000 / N/A / $2,000 / $5,000

Retirement Account (IRA) No minimum/No annual fee No minimum No annual fee/No account minimum $2,500

Commission Schedule -- Online Trades
Market Order $9.99 $4/ShareBuilder purchase transaction (made Tuesdays). $15.95 for Real-time market orders. As low as $6.99 As low as $8.00

Limit Order $9.99 $19.95 As low as $6.99 As low as $8.00

Commission Schedule -- Touchtone Phone Trades

Market Order $34.99 N/A As low as $6.99 As low as $20.00
Limit Order $34.99 N/A As low as $6.99 As low as $20.00
Commission Schedule -- Broker Assisted Trades
Market Order $44.99 N/A $45 plus applicable commission As low as $35.00
Limit Order $44.99 N/A $45 plus applicable commission As low as $35.00
Fee Schedule
Maintenance Fees None None $0 if certain conditions are met. None
Transfer Fees $25.00 (Transfer Out Partial or IRA)
$50.00 (Transfer Out Full non-IRA) $10 per security, $50 maximum (outgoing) Outgoing only: $25 for partial; $60 for full transfers. None
IRA Custodian Fees None $25.00 $0 conditioned upon your acceptance of electronic statements and confirms. None
Compatible with Quicken/MS Money Yes No Yes Yes
ATM and Checking Yes No Yes Yes
Local Offices Yes, over 100 branches nationwide No Yes - 15 nationwide. Visit for locations. Yes - 110 Nationwide
Dividend Reinvestment Yes Yes Yes Yes
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