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No. of Recommendations: 6
Look, retiring early requires a certain amount of courage. It is not for the faint of heart. The 4% SWR rule is an excellent rule of thumb. Period.

Everyone who has at least a few years of FIRE under their belts knows that it is a dynamic adventure. When you retire young, you can still go back to work to make up for mistakes in planning or if something unexpected happens. FIRE is not an irreversible step. You can go in or out of it at will.
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