No. of Recommendations: 3
Looks like Discover offers the best "goodies," but personally I think for a 1st-timer the cash back might be a distraction; plus, although Discover is accepted in a lot more places than they used to be, they're still not as widely accepted as Visa or Mastercard.
No one else has suggested this, and it seems you have a good handle on what to do, but I'd like to thrown another idea in here -- a secured credit card. I did that with Discover last year. I had to put $200 on the card. I used it and paid it off every month which was reported to the credit bureaus. At the end of six months, I got the $200 back. Now, it's just a credit card. Also, I have absolutely no problem using it. Every place seems to accept it along with Mastercard & VISA. Just a thought.
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