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Hullo dear Fools!

Old timers might remember that I paid off 44k in credit card debt back in 2007.

I was going to return to New Zealand (after 17 years!)for WorldCon in August, but decided not do because of dental and medical expenses this year. Then I lost my job on March 16 (it was very sudden; I was informed at 12:30 on my last day), and WorldCon is going to be held digitally.

Now that I’m unemployed I am looking at health insurance options until I land my next job (funny that l lost my job due to the pandemic and when businesses reopen will be after the pandemic peaks in my area).

COBRA prices are awful, but I knew they would be. My next step is to go on the Kaiser HMO website to check the plan and price options via the ACA (some of you may recall how upset I was when my now ex-employer dropped Kaiser). I would love to return to them without having to wait 18 months when I go on Medicare.

Other things I’m working on that are cutting my cash flow:

My hairdresser called me two days ago and told me that she would be willing to make house calls to her clients (in the yard if they preferred) to do haircuts. And she will make kits so the clients can dye their hair at home. While I feel sorry for her (those people who are self employed cannot collect UI benefits), I need to look after my financial output. My best friend is going to cut my bangs, and I’ll have her color my hair when businesses reopen

I was seeing a personal trainer. She is doing sessions with clients via Zoom. I prepaid for 10 sessions at her studio. I have 6 left. I’ll wait to use them when she reopens. I miss doing the Leg Press (currently doing 225#) and the Sled (currently doing 170#). I have a three month online program that I prepaid before the job loss. Check out The Kilted Coaches.

Now I’m shopping at Costco and Grocery Outlet instead of Whole Foods Market.

Talk to ya later!


Post Script Newbies who are at the beginning of paying off their credit card debt — YOU *CAN* DO THIS! And you will glad you did if you get laid off from your jobs!
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