No. of Recommendations: 8
Loveoldcars, I would not trust one dime with the authors of that article.

If you must hold bonds, own the bonds themselves and hold to maturity as a defense against rising interest rates. But with rates so low, why buy bonds (or bond funds) now?

Better to park your funds some place safe like CDs and wait.

Of if you are more venturesome and need the income, buy dividend paying stocks. They are equities, should be protected on the downside by yield, and have potential to increase dividend over time.

To me, bond fund ladders are a very bad idea, especially now. Fancy sales pitch, selling their wares, not much interest in helping clients. Just collect their fees.
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