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I'm looking for something simple to invest the assets in each of my two children's Coverdell ESA accounts. The oldest is 3. A primary reason for opening these accounts is I plan on using them for their high school education, which gives me an investment timeline of 12-15 years.

For the time being, I don't anticipate being able to contribute more than ~$1,500/year to each of them. Does anyone have any suggestions for investments, or types of investments, in this situation? Should I just put each one of them fully into something like VTSMX (Vanguard Total Stock Market)?


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