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<ACA also eliminates choices that insurance companies can make that adversely affect you. They can no longer drop you if you get an illness that starts costing a lot of money, or refuse to insure pre-existing conditions. Or refuse to insure you at all. That's a fairly important benefit.>

I recognize these benefits and I do support the ACA.

I also recognize that part of the reason for the lack of choice is to enable comparability between plans. The current (pre-ACA) system has so much variety that it's almost impossible to compare plans from one company to another.

However, I am shocked at the 45% price increase and also the lack of true catastrophic insurance. There is a place in any marketplace for low-quality/cost as well as high-quality/cost options. The ACA provides bronze, silver and gold but they all cover the same benefits (at different rates).

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