No. of Recommendations: 4
<Another option is letting the next few months sit and hope for Pen Fed January fire sale, but I'm not convinced it will happen.>

I'm not convinced, either, but there's a chance they may do it in January with a limited-time cutoff, like September.

I currently have my roll-over money in a Countrywide Bank SavingsLink account, which is yielding 5.5%.

Unlike a CD, the money can be transferred overnight.

(Yes, I know all about Mozillo and the scummy Countrywide mortgage scams...but I also own Altria stock.)

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