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<...but they do not use credit cards at least not from tourists.>US credit cards are ubiquitous in Panama. ATMs readily accept them to get cash. I travel a lot and rarely carry more than a couple hundred dollars in local currency. Discover Card is not widely accepted abroad, and even Amex is a distant third to Visa and Mastercard.http://www.adventure-life.com/panama/panama_faq.php
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