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<I've searched for days and need help in planning SS payments. At age 62 I'm trying to decide whether or not to take early
payments or wait. Can someone steer me to a source?>

gorbo, there's no easy answer to your question. If you
have a pension coming from a previous employer, the amount of your pension may be reduced by the amount of SS you would receive if you waited till 65 even though you will only receive about 80% of that amount at age 62.
If no employer benefits are affected, then what you might want to consider is that if you wait till your 65 to take your payments, it will take 12 years to make up for the 36 SS payments you would receive if you started at age 62.

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