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<< In Oct 1999, I opened a Roth IRA and contributed $2000. In January 2000, I made another $2000 contribution.

Now I'm doing my taxes. Oops, with overseas income and capital gains, I'm not eligible for a Roth. >>

Before we go any further, please clarify. Are you ineligible for a Roth contribution because of your AGI or because you don't have any earned income on the return?

TMF ExRO
Phil Marti
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